Monday, 15 June 2015

Paypal Limits Explained [Tutorial]



So if you use eBay or PayPal, then this guide is for you.


If you're receiving money on PayPal, and somehow, your PayPal account ends up


limited, then you will find this useful.


If you're getting auctions delisted and your eBay accounts are getting constantly


banned, then make sure to read this.


And if you have no idea what eBay or PayPal is, you're lucky. Perhaps read this


anyway, it might be entertaining.




This guide is going to be split into 3 pieces. It is as follows:




1. How to go stealth on eBay and PayPal


2. Safety Guide for PayPal - How to use PayPal without getting limited


3. Safety Guide for eBay - How to use eBay without getting suspended


The goal of this guide is to teach you some common suspension issues so


that it’ll save you a lot of stress and frustration in the long run.






Basic Stealth Information for eBay and PayPal




With every account, you need to do the following things:


1. Different IP


2. Different user account on your computer (you can create new ones from the


control panel)


3. Don't mix and match different accounts, it will link them together and all will get


banned.




How to change your IP if you're in the United States or Canada:




To do this, log into your router (if you have a router) at 192.168.1.1


or 192.168.2.1 or 192.168.0.1 (depending on your router), and manually


change your MAC address (a couple digits is fine), and save the


settings. Afterwards, turn off your router and your cable modem for 10


minutes and turn them back on. Use whatismyip.com to check that your IP


address has changed.




• Go to whatismyip.com to check your current IP address


• Log into your router


• Change the last 3-4 digits on your MAC address (should be an option inside the


router)


• Save changes, and cut the power to your router and your cable modem


• Start them up again 10 minutes later


• You should have a new IP address now


• Check at whatismyip.com to confirm that IP address has changed




Safety Guide for PayPal




How to use PayPal without getting limited




If you want to learn how to prevent getting suspended on PayPal, you're


going tohave to first understand a little bit about how it works. First


off, PayPal limits accounts with suspicious or "high-risk" activity in


order to prevent losses. The way it does this is by robots that are


trained to identify certain behavior - certain triggers cause them to


freeze up accounts.




Now, here's the thing - they use robots to monitor your accounts. Since


there are millions of PayPal accounts and thousands of transactions


happening at every second, it is very unrealistic for them to have a big


room of people monitoring every little activity. So these is


essentially what happens in a nutshell when a limitation occurs.




Suspicious activity being done --> Robot picks up on the suspicious


activity and triggers limitation --> PayPal asks for additional


information --> PayPal human employee reviews information to


reinstate your account or permanently limit it.


But here's the good thing about robots - they're actually very


predictable. If you can learn what these triggers limitations, you can


avoid them like land mines. So without further delay, let's start


learning some of the types of behaviors thatcause limitations.




Site Owners: Before you attach a new stealth PayPal to your website, READ THIS


FIRST.




If you’ve had a PayPal attached to your website before and it gets


limited, PayPal then blacklists your domain name from ever using PayPal


again. So if you try toattach a new stealth account directly to your


site, you’ll get banned again. Luckily, there is a solution.




Solution: If you use a third-party checkout tool that uses PayPal you’ll


be able to accept PayPal without fear of being limited. Another thing


that you can use is host the checkout on a different domain name so that


the PayPal doesn’t see it. I’ve seen some people manually invoice their


customers using PayPal too.






0. Always know your stealth basics




Learn how to access stealth accounts without getting limited. That means


no proxies, no IP's that change every 2 seconds (so no TOR or HMA).




Step 1 - Know your basics!




Here are some of the most common mistakes committed:


a. Use proxies, HMA, TOR, or any of those "IP hiding softwares". eBay


and PayPal have blacklisted these IPs'. If you use them, you will get


banned, simple as that.


b. Not changing your user account between different PayPal or eBay accounts.


The exception is if you use a VPS (remote computer) as the files are separated


automatically then.




Solutions:


a. Change your IP legitimately through your cable or DSL company. Or


even easier, just buy a windows-based VPS with an IP in the same country


as your PayPal or eBay.


b. Go to your control panel, create a separate user for your new PayPal


or eBay account. Use your PayPal and eBay exclusively just on that user


account. Even easier, just buy a windows-based VPS with an IP in the


same country as your PayPal or eBay.




1. Moving money too fast




Cause: One of the most common ways to get an account suspended is by moving


money too fast. Let me give you an example.


Let's just say that you received $200 right. Then 5 minutes later you


try sending that $50 to someone else or try to buy something with it.


Boom, your account gets limited. In PayPal's eyes, the reason why they


limited you is that when you move money too fast, it looks suspicious,


so they limit your account and stop you dead in the tracks.




So it applies to:


Receive money --> send money


Receive money --> withdraw money




Solution: When you receive money in your PayPal account, let it sit in


there for 2-3 days before you try spending it, withdrawing it, or doing


anything with your money .




2. Taking in too much money




Cause: The second most common way to get an account suspended is by


taking in too much money at one time. Look at it from PayPal's


stand-point. If a guy that doesn't have an established history of


receiving large amounts of money suddenly starts getting hundreds of


dollars at one time, it looks pretty suspicious. Don't be the guy that


receives too much money at one time, or you'll get PayPal limiting you


and asking you for personal details.




Solution: So how much money is too much? On a newer account, start off


by taking payments less than or around $100 and don't let the total


balance on the account get above $500. If the money gets near $500, wait


a couple days and withdraw it or send it to another account. Of course,


when your stealth account gets older, you can start getting larger


amounts of money, but if you really want to be safe, that's the general


guideline you should follow. Now if you need to receive more money than


that, just use multiple stealth accounts to break the payments up.




Another potential outcome if you take in money too fast is that they


will ask you for social security information in order to make sure


you're properly taxed. Now PayPal quotes that this number is something


like 200 transactions of $20,000 a year, whichever comes first. However,


if you come out of the gate taking in a lot of money, they'll ask you


for social security much sooner. So the best way to combat this is to


just receive money through different accounts so the funds are more


dispersed.






3. Spending/Withdrawing Exact Amounts of Money/Not leaving any money left in


PayPal




Cause: Let's just say that you have $600 in your PayPal balance. If you


try to go ahead and withdraw $600, you'll get limited. Always try to


leave some money in PayPal, at least 10% (don't make it exact). When you


withdraw like all your balance, it makes PayPal think that you're


robbing the bank and skipping town. That means it's suspicious, so don't


do this.




Solution: Always try to leave some money in PayPal (at least 10%). So


for example, if you're withdrawing $600, leave like 60-70 dollars in


there, don't withdraw everything. You'd be surprised how many people get


limited by this sort of problem.




4. Error: When you try to send money, and get this message: "Add funds


in your PayPal before sending money" when you do have money in the


available balance




Cause: When you try to move money too fast on a relatively new PayPal


account. PayPal has this this filter that prevents you from sending out


money. If you have a relatively new account and get this message, your


account is under a soft review. However, don't freak out, because


chances are, if you don't do anything else that's suspicious during this


time, they'll usually release the balance in a couple of days.




Solution: When you get this message, don't try to send money out over


and over again. Just leave the balance for a week and come back to try


to send it again. It could last up to 21 days, so try again here and


there. Most of the time, it's resolved after a couple of days.




5. Ask for "identity verification" through phone call.




If this happens, just press cancel, and they will let you confirm other


information, specifically your full bank account numbers. After you


enter this, your account will go back to normal status.




Safety Guide for eBay - How to not get Limited




Using eBay without getting suspended is very similar to using PayPal


without getting limited. This shouldn't be very surprising because


PayPal is owned by eBay. The only thing that differs really is the


function. eBay is used to buy and sell items, PayPal is used to send and


receive money. So let's get started with the most common suspensions on


eBay.




1. MC999 Suspension - When you're a relatively new user and you get this notice


when you're trying to list your first item.




So you just got an account, and you list your first item. After 12-24


hours later, your item gets taken down and they give you this notice


when you log into your account. However, don't panic, because this is


relatively common - about 25% of new accounts get this the first time


that they list.




Solution: Within 48 hours of getting this notice, call eBay up directly


at their phone number. I believe it's 1-866-877-3229. Talk to the


customer service representative and ask them why your account got


limited. Then answer some questions and confirm account details with


them. The questions that they're going to ask will go something like


this:




First, they will transfer you to an account specialist.


This account specialist is going to ask you the following questions:


Is this your own item (respond yes, and nod your head)


Is somebody helping you with listing (respond no, and shake your head)


Are you drop shipping the item or have it in your pos******* (tell them


that it's in your pos*******. do NOT let them know you're drop shipping,


even if you actually are).




And that should be it. Then they'll take 2-3 minutes to review your account, and


give you 3 possible responses:




Possible response 1


: If you listed an item that is relatively low risk (non-branded or a


brand that's not commonly counterfeited), then they'll tell you that


they've unlimited your account and you're ready to list again.




Possible response 2


: If you listed an item that is pretty high risk (a brand that is


commonly counterfeited and protected by their VERO - verified rights


owner program), then they will tell you that you're selling items that


are too risky, and that they cannot do business with you anymore. At


this point, they will permanently suspend your account.




Possible response 3


: If you list an item that is high risk, they will ask for you to


verify your identity with the account by faxing in your ID and some


personal information. Of course, if you have a stealth account, chances


are you won't be able to provide this documentation.


This brings me to the second most common suspension reason.






2. You're selling items that are too high risk!




One of the most common mistakes when it comes to selling on eBay is that


people think they can sell just about anything. This couldn't be


further from the truth. On eBay, items are either high risk or low risk.


It all depends on the brand name of the item. Brands like Dre Beats are


high risk whereas other brands like Abercrombie and Fitch are low risk.


If you list a high risk item, your item will get delisted from eBay and


you'll get suspended (if you're new, you'll get suspended permanently.


If you're a veteran, they'll put one strike on your account - you can


get three strikes before getting perm-banned).




Solution: Know which items are high risk and which ones are low risk.


The only definitive way is to just go ahead and list some items and mark


down which ones get removed and which ones don't.




The key to eBay is simple. Start slowly without selling items that are


high risk until you have a good amount of feedback and established


selling history. Disburse sales through multiple accounts to diversify


your risk and decrease the volume per account.




Hope this will help you Guys.

0 comments:

Post a comment