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Monday, June 15, 2015

Paypal Limits Explained [Tutorial]

So if you use eBay or PayPal, then this guide is for you.

If you're receiving money on PayPal, and somehow, your PayPal account ends up

limited, then you will find this useful.

If you're getting auctions delisted and your eBay accounts are getting constantly

banned, then make sure to read this.

And if you have no idea what eBay or PayPal is, you're lucky. Perhaps read this

anyway, it might be entertaining.

This guide is going to be split into 3 pieces. It is as follows:

1. How to go stealth on eBay and PayPal

2. Safety Guide for PayPal - How to use PayPal without getting limited

3. Safety Guide for eBay - How to use eBay without getting suspended

The goal of this guide is to teach you some common suspension issues so

that it’ll save you a lot of stress and frustration in the long run.

Basic Stealth Information for eBay and PayPal

With every account, you need to do the following things:

1. Different IP

2. Different user account on your computer (you can create new ones from the

control panel)

3. Don't mix and match different accounts, it will link them together and all will get


How to change your IP if you're in the United States or Canada:

To do this, log into your router (if you have a router) at

or or (depending on your router), and manually

change your MAC address (a couple digits is fine), and save the

settings. Afterwards, turn off your router and your cable modem for 10

minutes and turn them back on. Use to check that your IP

address has changed.

• Go to to check your current IP address

• Log into your router

• Change the last 3-4 digits on your MAC address (should be an option inside the


• Save changes, and cut the power to your router and your cable modem

• Start them up again 10 minutes later

• You should have a new IP address now

• Check at to confirm that IP address has changed

Safety Guide for PayPal

How to use PayPal without getting limited

If you want to learn how to prevent getting suspended on PayPal, you're

going tohave to first understand a little bit about how it works. First

off, PayPal limits accounts with suspicious or "high-risk" activity in

order to prevent losses. The way it does this is by robots that are

trained to identify certain behavior - certain triggers cause them to

freeze up accounts.

Now, here's the thing - they use robots to monitor your accounts. Since

there are millions of PayPal accounts and thousands of transactions

happening at every second, it is very unrealistic for them to have a big

room of people monitoring every little activity. So these is

essentially what happens in a nutshell when a limitation occurs.

Suspicious activity being done --> Robot picks up on the suspicious

activity and triggers limitation --> PayPal asks for additional

information --> PayPal human employee reviews information to

reinstate your account or permanently limit it.

But here's the good thing about robots - they're actually very

predictable. If you can learn what these triggers limitations, you can

avoid them like land mines. So without further delay, let's start

learning some of the types of behaviors thatcause limitations.

Site Owners: Before you attach a new stealth PayPal to your website, READ THIS


If you’ve had a PayPal attached to your website before and it gets

limited, PayPal then blacklists your domain name from ever using PayPal

again. So if you try toattach a new stealth account directly to your

site, you’ll get banned again. Luckily, there is a solution.

Solution: If you use a third-party checkout tool that uses PayPal you’ll

be able to accept PayPal without fear of being limited. Another thing

that you can use is host the checkout on a different domain name so that

the PayPal doesn’t see it. I’ve seen some people manually invoice their

customers using PayPal too.

0. Always know your stealth basics

Learn how to access stealth accounts without getting limited. That means

no proxies, no IP's that change every 2 seconds (so no TOR or HMA).

Step 1 - Know your basics!

Here are some of the most common mistakes committed:

a. Use proxies, HMA, TOR, or any of those "IP hiding softwares". eBay

and PayPal have blacklisted these IPs'. If you use them, you will get

banned, simple as that.

b. Not changing your user account between different PayPal or eBay accounts.

The exception is if you use a VPS (remote computer) as the files are separated

automatically then.


a. Change your IP legitimately through your cable or DSL company. Or

even easier, just buy a windows-based VPS with an IP in the same country

as your PayPal or eBay.

b. Go to your control panel, create a separate user for your new PayPal

or eBay account. Use your PayPal and eBay exclusively just on that user

account. Even easier, just buy a windows-based VPS with an IP in the

same country as your PayPal or eBay.

1. Moving money too fast

Cause: One of the most common ways to get an account suspended is by moving

money too fast. Let me give you an example.

Let's just say that you received $200 right. Then 5 minutes later you

try sending that $50 to someone else or try to buy something with it.

Boom, your account gets limited. In PayPal's eyes, the reason why they

limited you is that when you move money too fast, it looks suspicious,

so they limit your account and stop you dead in the tracks.

So it applies to:

Receive money --> send money

Receive money --> withdraw money

Solution: When you receive money in your PayPal account, let it sit in

there for 2-3 days before you try spending it, withdrawing it, or doing

anything with your money .

2. Taking in too much money

Cause: The second most common way to get an account suspended is by

taking in too much money at one time. Look at it from PayPal's

stand-point. If a guy that doesn't have an established history of

receiving large amounts of money suddenly starts getting hundreds of

dollars at one time, it looks pretty suspicious. Don't be the guy that

receives too much money at one time, or you'll get PayPal limiting you

and asking you for personal details.

Solution: So how much money is too much? On a newer account, start off

by taking payments less than or around $100 and don't let the total

balance on the account get above $500. If the money gets near $500, wait

a couple days and withdraw it or send it to another account. Of course,

when your stealth account gets older, you can start getting larger

amounts of money, but if you really want to be safe, that's the general

guideline you should follow. Now if you need to receive more money than

that, just use multiple stealth accounts to break the payments up.

Another potential outcome if you take in money too fast is that they

will ask you for social security information in order to make sure

you're properly taxed. Now PayPal quotes that this number is something

like 200 transactions of $20,000 a year, whichever comes first. However,

if you come out of the gate taking in a lot of money, they'll ask you

for social security much sooner. So the best way to combat this is to

just receive money through different accounts so the funds are more


3. Spending/Withdrawing Exact Amounts of Money/Not leaving any money left in


Cause: Let's just say that you have $600 in your PayPal balance. If you

try to go ahead and withdraw $600, you'll get limited. Always try to

leave some money in PayPal, at least 10% (don't make it exact). When you

withdraw like all your balance, it makes PayPal think that you're

robbing the bank and skipping town. That means it's suspicious, so don't

do this.

Solution: Always try to leave some money in PayPal (at least 10%). So

for example, if you're withdrawing $600, leave like 60-70 dollars in

there, don't withdraw everything. You'd be surprised how many people get

limited by this sort of problem.

4. Error: When you try to send money, and get this message: "Add funds

in your PayPal before sending money" when you do have money in the

available balance

Cause: When you try to move money too fast on a relatively new PayPal

account. PayPal has this this filter that prevents you from sending out

money. If you have a relatively new account and get this message, your

account is under a soft review. However, don't freak out, because

chances are, if you don't do anything else that's suspicious during this

time, they'll usually release the balance in a couple of days.

Solution: When you get this message, don't try to send money out over

and over again. Just leave the balance for a week and come back to try

to send it again. It could last up to 21 days, so try again here and

there. Most of the time, it's resolved after a couple of days.

5. Ask for "identity verification" through phone call.

If this happens, just press cancel, and they will let you confirm other

information, specifically your full bank account numbers. After you

enter this, your account will go back to normal status.

Safety Guide for eBay - How to not get Limited

Using eBay without getting suspended is very similar to using PayPal

without getting limited. This shouldn't be very surprising because

PayPal is owned by eBay. The only thing that differs really is the

function. eBay is used to buy and sell items, PayPal is used to send and

receive money. So let's get started with the most common suspensions on


1. MC999 Suspension - When you're a relatively new user and you get this notice

when you're trying to list your first item.

So you just got an account, and you list your first item. After 12-24

hours later, your item gets taken down and they give you this notice

when you log into your account. However, don't panic, because this is

relatively common - about 25% of new accounts get this the first time

that they list.

Solution: Within 48 hours of getting this notice, call eBay up directly

at their phone number. I believe it's 1-866-877-3229. Talk to the

customer service representative and ask them why your account got

limited. Then answer some questions and confirm account details with

them. The questions that they're going to ask will go something like


First, they will transfer you to an account specialist.

This account specialist is going to ask you the following questions:

Is this your own item (respond yes, and nod your head)

Is somebody helping you with listing (respond no, and shake your head)

Are you drop shipping the item or have it in your pos******* (tell them

that it's in your pos*******. do NOT let them know you're drop shipping,

even if you actually are).

And that should be it. Then they'll take 2-3 minutes to review your account, and

give you 3 possible responses:

Possible response 1

: If you listed an item that is relatively low risk (non-branded or a

brand that's not commonly counterfeited), then they'll tell you that

they've unlimited your account and you're ready to list again.

Possible response 2

: If you listed an item that is pretty high risk (a brand that is

commonly counterfeited and protected by their VERO - verified rights

owner program), then they will tell you that you're selling items that

are too risky, and that they cannot do business with you anymore. At

this point, they will permanently suspend your account.

Possible response 3

: If you list an item that is high risk, they will ask for you to

verify your identity with the account by faxing in your ID and some

personal information. Of course, if you have a stealth account, chances

are you won't be able to provide this documentation.

This brings me to the second most common suspension reason.

2. You're selling items that are too high risk!

One of the most common mistakes when it comes to selling on eBay is that

people think they can sell just about anything. This couldn't be

further from the truth. On eBay, items are either high risk or low risk.

It all depends on the brand name of the item. Brands like Dre Beats are

high risk whereas other brands like Abercrombie and Fitch are low risk.

If you list a high risk item, your item will get delisted from eBay and

you'll get suspended (if you're new, you'll get suspended permanently.

If you're a veteran, they'll put one strike on your account - you can

get three strikes before getting perm-banned).

Solution: Know which items are high risk and which ones are low risk.

The only definitive way is to just go ahead and list some items and mark

down which ones get removed and which ones don't.

The key to eBay is simple. Start slowly without selling items that are

high risk until you have a good amount of feedback and established

selling history. Disburse sales through multiple accounts to diversify

your risk and decrease the volume per account.

Hope this will help you Guys.


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